Amortization Schedule Calculator
Generate a complete month-by-month repayment table for any loan — see how each payment reduces principal versus interest.
100% client-side · no upload
Monthly Payment: $386.66
Total Interest: $3,199.60
| # | Payment | Principal | Interest | Balance |
|---|
Showing first 24 months. Full schedule computed in browser.
How to use the amortization schedule
- Enter your loan amount (principal) and annual interest rate.
- Set the loan term in months (e.g., 360 for a 30-year mortgage).
- The table updates instantly with each payment's principal/interest split and remaining balance.
Common use cases
- Car loans: See exactly when you'll own your car free and clear.
- Mortgages: Understand how little of your early payments go to principal.
- Personal loans: Plan extra payments by seeing the balance at any point.
Related tools: Mortgage Calculator · Debt Snowball Calculator · Compound Interest Calculator · All Finance Tools
Preguntas frecuentes
- Is this amortization calculator free?
- Yes, completely free with no signup required. All calculations run in your browser.
- Does my data leave my device?
- No. Your loan details never leave your device — the schedule is generated locally.
- Does it work on mobile?
- Yes. The tool is mobile-first and works on iPhone Safari and Android Chrome.