Retirement Planner
Project your retirement nest egg from monthly contributions and compounded returns.
100% client-side · no upload
Years to Retirement
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Estimated Nest Egg
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Total Contributions
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Growth from Returns
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How to use the retirement planner
- Enter your current age and the age you plan to retire.
- Enter your current retirement savings and monthly contribution.
- Set your expected annual portfolio return (7% is a common long-term stock market average).
Common use cases
- Starting out: See the power of starting early — a 25-year-old saving $300/month at 7% reaches far more than a 35-year-old saving $600/month.
- Catch-up planning: Estimate how much you need to contribute monthly to retire by a target date.
- Scenario comparison: Try different return rates to model conservative vs. optimistic outcomes.
Related tools: Savings Goal Planner · Investment Return Calculator · All Finance Tools
Frequently Asked Questions
- Is this retirement planner free?
- Yes, completely free. No signup, no personal data required.
- Does my data leave my device?
- No. All calculations happen locally in your browser. Your financial figures are never uploaded.
- Does it work on mobile?
- Yes. The retirement planner is mobile-first and works on any modern smartphone browser.